Whydestiny.com

In my last article I draw a picture of my retirement home. How to run the retirement home is important because if no one likes to move in there the proposal will have no meaning. Today I am going to calculate the financial benefit we can gain from that kind of project.

Usually, monthly expense for a retirement person can go up to $1500: Eight hundred dollar rent for a one bad room apartment; two hundred dollars for cable, electricity and phone; two hundred dollars for food and pocket money: three hundred dollars for maintaining a car. Many people have to keep working after 62 years old because their social security checks are not big enough to cover their expenses. It will be a good deal for most of them if a retirement home can provide them free food and free shelter instead of paying them $800 to $ 1200 social security check. This fee is much lower than what the nursing homes charge today. For half room nursing charge $3000 to $ 10,000 per month. I strong believe that the ideals I mention here is attractive for many people.

Let us see the expenses portion now. For build a retirement home in suburb with one hundred unites it needs about three to four million dollars. Those unites will connect together, with no kitchen but have facilities for individual cooking. In case studio, one bed room and two bed room are one third of the retirement homes. If the rent of studio worth $600, one bed room worth $800 and two bed room worth $1,000 government can save $850,000 social security check in a years. In four to six years they can get their investment back.

If the property can maintain 50 years government will be able to save 36 million dollars social security payment all together. Assume that one third of the incomes are pay as maintenace fee that actually are pocket money for people who work part time in the retirement home. Government still get about 20 million dollars return from just one retirement home within 50 years. It is said our social security will be gone soon. Instead of increasing taxing young generation we can use free housing to substitute social security payment and solve the deficit problems.

How come it is so easy to get financial return from retirement home? It is because the entertainments we arranging there actually create wealth. Apartments in a suburb might not worth that much rent. The programs, activities and courses it provides make people willing to live there for that kind of rent.

To start working on that, we can let our colleges and universities make up proposals first. We have architecture, social work, financial, economic accounting students. We can give them assignment to find location, to make architecture design, to calculate the construction cost and to arrange activities for the retirement home. They then can contact people who graduated from their colleges convincing them to retire and live in schools’ retirement home instead of receiving social security checks. If they have 100 registers government should give them fund and start the project. This can be considered a non- profit business of our colleges. It will give a chance to our students to run business and practice what they learn in the textbooks.

I don’t know if my plan works. That is why I list all the details here and let people comment it. Actually I have described all these opinions in my book “Why Life Events are Predestined and How Our Universe Originated – Ways to View and Change This World”. Base on my personal experience when I live with seven friends in an apartment of Hong Kong my life was much happy then today. Now I can see sun raising and sunset in my apartment. I can see moon on my bed but I get no one to talk to. Not even one person around me read my blog. Your comments and encourage are very important for me. I can’t imagine what the loneliness will be when I am old and sick. When I lived with my friends we discussed problems relate to political, economic, philosophy, art and astrology. We made small gambles by playing Majiang — a game from ancient China. I know what companies mean. We need to have companies, have fund and we don’t need a lot of money. That is why I so believe that retirement home will work if we run it well. I have all the hopes for our youth to practice it.